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The prohibition comes from an interpretation of a provision that bans non-tobacco products that resemble a tobacco product

In other words, if you are a smoker, a whole life policy is generally not a very good investment option like it can be for someone who is in good health and doesnt smoke

Example: A healthy 35-year-old non-smoker might pay $25/month for a $500,000 20-year term life policy, while a smoker of the same age could pay $50$60/month for the same coverage

Unless disposable vapes are available, you are looking at an e-cig that may cost $200+ a month to use

RARE RED BARN: All early Mail Pouch advertisements were painted with a black background