Cigars : Regular cigar use is usually treated the same as cigarette smoking, although occasional use may be classified differently by some insurers
American Journal of Sociology 116 (6): 18871933
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9 The tobacco industry knows their customers are getting sick and dying from using their products, so they must target young people to sustain profits
It is also important to emphasize any past successes that the members of the management team have achieved, and how long they've been working together, as this will help potential lenders or investors understand why they should trust in their leadership