Studies show that people who worry about mistakes shut down, but those who are relaxed about doing badly soon learn to do well
The Mall of America in Bloomington is the third-largest in the country after American Dream Meadowlands and King of Prussia Mall
Although sperm concentration, motility, and/or morphology are reduced compared to nonsmokers, they generally remain within normal ranges

Cumulative Index Performance Gross Returns (Sep 1997 Sep 2012) USD 300 200 100 MSCI World MSCI Emerging Markets ACWI IMI 0 Sep 97 Dec 98 Mar 00 Jun 01 Sep 02 Dec 03 Mar 05 Jun 06 Sep 07 Dec 08 Mar 10 Jun 11 Index Performance Gross Returns (%) (September 28, 2012) Annualized 294.10 203.39 189.37 1 Mo 3 Mo 1 Yr YTD 3 Yr 5 Yr 10 Yr Since May 31, 1994 MSCI World 2.79 6.83 22.32 13.56 8.07 -1.58 8.61 6.47 MSCI Emerging Markets 6.05 7.89 17.33 12.33 5.96 -0.98 17.37 6.52 ACWI IMI 3.27 6.97 21.79 13.50 8.09 -1.19 9.58 6.43 Index Risk and Return Characteristics (May 31, 1994 September 28, 2012) Turnover (%) Annual Performance (%) Year MSCI World MSCI Emerging Markets ACWI IMI 2011 -5.02 -18.17 -7.43 2010 12.34 19.20 14.87 2009 30.79 79.02 37.18 2008 -40.33 -53.18 -42.01 2007 9.57 39.82 11.66 2006 20.65 32.55 21.49 2005 10.02 34.54 12.06 2004 15.25 25.95 16.93 2003 33.76 56.28 36.18 2002 -19.54 -6.00 -17.26 2001 -16.52 -2.37 -15.39 2000 -12.92 -30.61 -15.17 1999 25.34 66.41 30.98 1998 24.80 -25.34 17.97 Fundamentals (September 28, 2012) Div Yld (%) P/E P/E Fwd P/BV 2.82 14.68 11.85 1.74 2.87 12.50 10.12 1.61 2.76 15.15 11.85 1.68 Annualized Std Dev (%) 1 Sharpe Ratio 1,2 3 Yr 5 Yr 10 Yr Since May 31, 1994 3 Yr 5 Yr 10 Yr Since May 31, 1994 MSCI World 2.75 17.11 21.01 16.51 15.44 0.52 -0.02 0.46 0.26 MSCI Emerging Markets 4.44 21.83 29.56 24.26 24.13 0.36 0.08 0.70 0.45 ACWI IMI 2.55 17.70 22.06 17.25 16.30 0.51 0.01 0.50 0.25 1 Based on monthly gross return data 2 Based on BBA LIBOR 1M * DM countries include: Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Greece, Hong Kong, Ireland, Israel, Italy, Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, the UK and the US

Physiotherapy is a valuable treatment approach that aims to accelerate recovery, improve muscle function, and enhance overall facial symmetry