As of FY2023, approximately 40 million workers and their dependents are enrolled in some form of employer-sponsored health insurance, administered either through company-specific health insurance societies ( kenp kumiai ) for larger firms or through the Japan Health Insurance Association ( Kykai Kenpo ) for smaller ones. The second scheme, National Health Insurance ( kokumin kenk hoken , NHI), functions as the residual system for those not covered by employer-sponsored insurance including the self-employed, agricultural workers, retirees under 75, and, critically, many non-regular workers
Whether you smoke them or simply find their history fascinating, the brands featured in this article represent more than a century of commerce, culture, and controversy
Table IX
Learn more about preemption here
All Group risks are reviewed biannually by the Audit Committee and annually by the Board