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A cigarette smoker who quits smoking will routinely have to wait at least 1 year to qualify for non-tobacco rates and 3 to 5 years to qualify for the preferred best rates depending on the insurance company

(2015, March 26)

A little is not a problem, but a lot kills slowly." For the first time in human history, long-term diseases such as heart disease, cancer and diabetes now pose a greater health burden worldwide than infectious diseases, according to the United Nations, contributing to 35m deaths annually

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